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FHA Issues MIP Reduction
A significant reduction in mortgage insurance premium fees has been issued for mortgages backed by the Federal Housing Administration...
Nick Cunningham
Jun 92 min read


CalHFA Dream For All!
CalHFA Set to Offer Families Up to 20% Down Through Shared Equity Program. *Unfortunately, the funding for this program was limited, and...
Nick Cunningham
Jun 92 min read


Fed Funds Rate -Demystifying The Rate That Impacts Your Wallet
Why You Should Care About the Fed Funds Rate The federal funds rate is a big deal because it helps control how our economy works. By...
Nick Cunningham
Jun 94 min read


Understanding Inflation: A Simple Guide to How It Affects You and the Economy
Introduction Inflation is a term that often pops up in news articles and economic discussions, but it can be challenging to understand...
Nick Cunningham
Jun 93 min read


Builder Incentives - Why it's a Great Time to Buy a New Construction
If you're looking for a new home, now is the time to consider new construction. The U.S. Census Bureau recently reported a 5.7% increase...
Nick Cunningham
Jun 92 min read


Fannie, Freddie and The American Dream
Fannie Mae, Freddie Mac, and Ginnie Mae may sound like characters in a children's book. Yet, they are vital organizations helping...
Nick Cunningham
Jun 94 min read


What's Going on with Insurance?
At first, just the homeowners in California's wildfire zones got hit. But by the end of 2023, seven of California's twelve most prominent...
Nick Cunningham
Jun 64 min read


Why Haven't High Interest Rates Caused Home Values to Drop
There's something confusing happening with California’s home values right now. Predicting that home values will drop due to soaring...
Nick Cunningham
Jun 64 min read


Navigating the New NAR Rules—What Does It All Mean_
Okay, the new NAR rules and policies after the NAR settlement have been in effect for a few days now. What does this mean? To be honest,...
Nick Cunningham
Jun 64 min read


The US Ten-Year Treasury_ Why Mortgage Professionals Keep an Eye on It
In the world of mortgages, there are a few key indicators that professionals watch closely to anticipate changes in interest rates. One...
Nick Cunningham
Jun 62 min read
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